FC27InvestorFC 27
All phases

Pre-TOTY Crash

falling hard

Friday, 08 January 2027 to Thursday, 14 January 2027

The biggest predictable crash of the season. Everyone sells to have coins for TOTY packs and cards. Icons and highly rated meta cards lose 20–35 %.

What to do

Sit on coins. First buys on TOTY Friday evening at the earliest, main buys over the weekend and on Monday.

What actually worked in this phase

From the FC 26 season, every card from 5,000 coins up, bought and sold again after 7 days, after the 5 % EA tax. Buying at random in this phase returned -7.3 % on average. The percentages below were tested on cards that were not used to find the patterns.

  • meta gold cards rated 88 to 90: +7.1 %
  • cards rated 88 to 90 that lost a little the week before: +3 %
  • Better left alone, cards rated 85 to 87 that lost a little the week before: -29.6 %
  • Better left alone, meta gold cards rated 85 to 87: -28 %

Key dates

  • Fri 15 Jan TOTY attackers (expected)

Expected daily move by card type

Baseline for an 85–87 rated card with normal hype, before day-of-week patterns and events.

Gold (standard)+2.1 % / day
Gold meta (in demand)-0.6 % / day
Team of the Week / inform+1.1 % / day
Promo card-2.5 % / day
Icon-1 % / day
Hero-2 % / day