FC 27 trading guide: how to make coins on the transfer market

Why trading is the legit way to more coins

Buying coins from third-party sellers breaks EA's terms and can get your account banned. So do bots and autobuyers. Besides playing, rewards and SBCs, there is one legit way to a lot more coins: trading on the transfer market – buy low, sell higher later.

It works because Ultimate Team prices don't move at random. They follow supply and demand, and both depend on dates you can know in advance: new promos, Team of the Week, big SBCs, reward days and the phases of the season.

What moves prices

Almost every bigger price move has one of these causes:

Promos

A new promo puts new cards into packs. Lots of people open packs and sell what they get, and many existing cards drop. Cards that belong to the promo or are needed for its SBCs often rise beforehand.

Team of the Week

When a player makes the TOTW, his gold card leaves the packs for a week. Supply drops and the price rises – especially for cheap golds.

Leaks

Known leakers often name the players getting a promo card days in advance. Those players' regular cards often climb afterwards, before the promo is even out.

SBCs

Big Squad Building Challenges need lots of high-rated cards. When one drops, exactly that fodder goes up.

Days of the week

Days with lots of rewards bring lots of packs and push prices down; on the quieter days in between they recover.

Season phases

The same pattern repeats every season: falling prices at release, promos in autumn, a sell-off before Black Friday and a rebound after.

The phases of the season →Calendar: leaks, promos and TOTW →

TOTW: gold cards before the reveal

Team of the Week is revealed every Wednesday. The candidates take shape after the weekend's league matches: goals, assists, clean sheets and ratings. Buying their gold cards early costs less – from Sunday evening, ideally by Monday morning. On Monday the big predictions come out and prices start to move.

It works best for cheap gold cards. Expensive cards react less, and if you back the wrong player you sell at a loss. That is why every TOTW trade needs a fixed buy limit and a sell day.

This week's TOTW predictions →

Leaks and promos

Promos are almost always leaked in advance. The more independent sources name the same player, the more reliable the leak. A leaked player's gold card often rises between the leak and the release; once the promo cards are in packs, it usually drops again.

Timing decides it: buying on release day is usually too late. And not every leak moves the price – well-known, widely used players more than fringe ones.

All current leaks in the calendar →

The 5% EA tax

On every sale on the transfer market EA keeps 5% of the price. If you buy a card for 10,000 coins, you have to sell it for at least 10,527 coins to break even.

That gives you the most important rule: small overnight swings almost never cover it. Buying and selling the next day lost money on average when we tested it on FC 26 prices. The trades that pay off run over several days, with an event that clearly moves the price.

Mistakes that cost the most coins

• Buying cards everyone is talking about: by then the rise is usually priced in.
• Forgetting the EA tax and selling for a few hundred coins profit that turns into a loss after tax.
• Putting all your coins on one card. Any single forecast can be wrong; spreading across several cards evens out the misses.
• Buying without a buy limit and overpaying in a bidding war.
• Holding without a sell day and missing the moment the event is over.
• Panic-selling in a crash instead of knowing whether the phase is falling or about to rebound.

How FC27Investor helps

Nobody has time to follow prices, leak accounts and trading videos every day. FC27Investor does exactly that around the clock: we collect the prices of traded cards, track leaks, TOTW candidates and promo dates, and filter out of trading creators' videos what matters for investments.

The result is a short buy list: cards worth a closer look, each with stars, a buy limit, a sell day and the reasons for and against. The model is tested on FC 26 prices and improved all the time. It is not a bot: we never see your EA login, and you do the buying and selling yourself.

Go to the buy list →How we calculate →All cards with prices →

FAQ

What is the fastest way to make coins in FC 27?

Legitimately and without real money, by trading on the transfer market: buy cards before a known event lifts their price – TOTW, a leaked promo, a big SBC – and sell before the event is over. Fast usually means several days, not overnight: the 5% EA tax eats small gains.

Is trading allowed in FC 27?

Yes. Buying and selling cards on the transfer market is part of the game. What is banned is buying coins from third-party sellers, bots and autobuyers.

When should you buy TOTW candidates?

From Sunday evening, ideally by Monday morning, by the reveal on Wednesday at the latest. On Monday the big predictions come out and prices go up.

How much is the EA tax on the transfer market?

5% of the sale price. If you buy for 10,000 coins, you have to sell for at least 10,527 coins to break even.

When do prices drop in FC 27?

Mostly at release, when new promos hit the packs, on days with lots of rewards and before Black Friday. They usually recover afterwards.

Is FC27Investor a bot?

No. FC27Investor does not buy or sell anything for you and needs no access to your EA account. You get a buy list with buy limit and sell day and trade yourself.